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Saginaw Valley District Farm Management Educator, Dennis Stein

My goal is to offer support to clientele regarding issues such as:   Farm Financial Management, Farm Business Planning, Tax Management, Custom Work Rates & Machine Costs, Cost of Production, Budgets, Estate and Transition Planning, Commodity Marketing and Human Resource/ Labor Management.

Farm Business Financial Management
(Information on Land Rent, Commodity Budgets, Risk Management issues)

      Keys to Financial Success,  presentation March 2015 (pdf)

     Farm Business Plan

Crop & Livestock Enterprise  Budgets

2016 Crop Budget Simulation Template  vs 08.15  (excel)  (pdf)
2016 Crop Budget - Machine Cost Simulation Template  vs 08.15 (excel)  (pdf)
2015-16 summary list of many of the upcoming Agricutlural Winter meeting  (pdf file)
                    to be held in the Central-and Thumb regions.

                  Link to Michigan State University Extension 's Events webpage
2015 Crop Budget Simulation Template  vs 08.15  (excel)  (pdf)
2015 Crop Budget - Machine Cost Simulation Template  vs 08.15 (excel)  (pdf)
2014 Crop Budget Simulation Template  vs  04.14  (excel)  (pdf)
2014 Crop Budget - Machine Cost Simulation Template  vs 04.14 (excel)  (pdf)    
2013 Crop Budget Simulation Template vs 010.13(pdf)
2013 Crop Budget - Machine Cost Simulation Template vs 04.14 (pdf)
      Commodity Marketing
NEW   October 27, 2015 -  Dairy - Commodity Marketing Update
CommodityUpdate Oct_27.mp4      ( video)

NEW  October 27, 2015  Grain - Commodity Marketing Update, Jim Hilker
CommodityUpdate Oct 27.mp4    (video)

      check it out  2016 Custom Machine and Work Rate Estimates - January 2016 (pdf)

          2015 Custom Machine and Work Rate Estimates May 2015 (pdf)
          2014  Custom Machine and Work Rate Estimates  May 2014 (pdf)
   RENT;  Land, Building & Machinery Rental Agreements & Contracts
 - Rental Arrangements, worksheets and information related to land, buildings/facilities
 & machinery rentals

updated   2014- 2008 USDA Farm Land Rental Summary for Select Counties  NASS-USDA survey      
    new 2015 MSU Farm Land Value & Farm Land Rent Survey
  Irrigation System Capital Budget   (excel)(pdf)
      Human  -Resources Labor Issues
Important Information:  
All farms will be impacted by "Waters of the U.S."
watch this webinar to get an overview picture.
    (pdf with links)
       Estate  & Farm Transition Planning
                Transition Planning presentation  March. 2015 (pdf)

updated Oil & Gas Leasing Information for Landowners
updated Wind Energy and Landowner Info Wind Farm Leasing & Development

              Landowners Consideration in Leasing for a Windfarms, (pdf)  Osecola Co. 1/2/14  
      Pricing Immature Corn Silage & Earlage
      Black, Rust & Stein    Aug. 2013                                                      
2014 ARC Payment calculator (excel)        new

Noninsured Crop Disaster Assistance Program  (NAP
NAP Insurance tool:
  Annie's  Project              New for 2013
Farm business management for women engaged in agriculture or part of farm families.
 Additional information can be found on the Farm Information Resource
Management  (FIRM) team's web page.  Click here to go to their web page.
or for MSU Extension's Farm Bill web page click here.
     2015 Tax Info and Tax planning & management information pagefist of money
     2015Tax Planning - Tax Management Tips for Farmers  (pdf)
     Form for Estimating 2015  Income Tax Liability  (pdf)
     2015 Depreciation

     2013 Tax Issues & Changes Webinar link:

2015 Telfarm Year-end Planning Schedule

2015 Year - Telfarm Finan - Business Analysis Schedule

 2014 Crop  Cost Changes- Ag CreEnterprisedit Conference, Nov. 4, 2013-(Presentation pdf)
                            District Farm Business & Risk Management programs             
  Dairy Situation 2015

Telfarm Website
Firm Team Logo
FIRM Team 
Product Center

MSU Product 
Center Website

National Agricultural Statistics Service
CME Logo
Chicago Board 
of Trade 
Dairy Report
CME Logo
Chicago Board 
of Trade 
Michigan Agricultural Weather
                                        MSU's  Agriculture, Food and Resources Department 

Check us out Farmers and others interested in agriculture now have access to the newest information and research from Michigan State University Extension (MSUE) in one convenient, online location. MSU Extension News for Agriculture is a  farmers go-to source for the most recent and relevant information from MSUE educators throughout the state and at Michigan State University.

MSU Extension News for Agriculture is updated daily to provide the most up-to-date, relevant information available.
Find MSU Extension's website at

2015 TARE Field Trials ( 4.1MB pdf file) Huron, Lapeer, St. Clair, Saginaw, Sanilac & Tuscola Counties

link to Michigan State University's State Variety Trials web page -

    Want to be added to Dennis' Contact List.
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 Dennis Stein
District Farm  Business  / Risk Management
Extension Educator

362 Green Street
Caro, Michigan 48723-1998

phone:  (989) 672-3870 
    fax:   (989) 673-5953 


Personal Information:
How to find us:  MAP

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